Wee haw!

So I just got off the phone with Mastercard as I decided that there was really no benefit from me having the fees associated with my card anymore. I was paying $99 a year to have the gold air miles Mastercard, and I was also $35 a year to have the lower interest rate from 19.5% (holy shit!) to (12.9%).

This may seem silly to some as such a small amount ($35) to have a 6.6% difference in interest, [...]

I post a lot about coffee.. I talk about how profitable it must be (seeing the huge amount of coffee shops around town), I blog about how expensive it is, how I save money by making my own, even talked about how we should stop drinking it and instead save some money and drink beer!

Anyhow today – July 14th, I’m going to try to give up my morning coffee. There are a few reasons that I’m thinking about doing this [...]

Wow where does the weekend go? The PEI TweetUp on Friday night, Wine Show Saturday night and Fathers Day on Sunday – I guess that’s where the weekend goes eh? For those of you whom don’t have a clue and are wondering what the hell the PEI TweetUp was.. well, to put it simply – it was a gathering of people from PEI whom use Twitter. And it was a fantastic idea and went off really well I thought.

To [...]

Well not only am I trying to limit the groceries which we purchase and try to spend a lot smarter during the course of a month – as you may know I’m also trying desperately to reduce my debt – this debt being my line of credit, and any credit cards.

My first update was back in June 2009 and at that time I told myself that I was 12.07 months from being out of debt (keep in mind this [...]

I’ve found a great new site with lots of tips and tricks for saving money every month. As frugal as I think I am (not very), frugaldad.com is a GREAT resource and definitely a blog to bookmark or follow in your RSS feeds.

I found a post with 75 tips to save money in a down economy, and there are some which I think I’m going to look more into, such as:

Switch to cloth napkins.
Just say no to social events, or [...]

If you’re one of the lucky people whom end up getting a tax refund year after year, I’ve a question for you.. what do you do with it?

I filed my taxes last week via Netfile, and generally the turnaround for the cheque to come in the mail is around 2 weeks (if I remember well). Originally, and up until today.. I was thinking that the best way thing to do would be to put it on my line of credit, [...]

Over two weeks ago, I posted that I was ‘broke’ for two weeks as my paycheck was already spent. Well, I’ve reached payday after those two weeks.. and well, I’m no further ahead. I was hoping that my laptops screen was lying to me, but alas.. it was not this morning when I checked it over my coffee.

Mind you, I’m not in the depressed state of mind I was that fateful Tuesday since I have a little bit more spending [...]

Here at work, we get our pay stubs a few days before we actually get paid. It’s kind of nice actually to know what to expect on Friday – even if it is only Tuesday. Today however, I think I’d rather not know.

I just took a peek at my paystub and started deducting the bills that I have to pay for the month.. wow. Talk about a kick in the junk. Good thing we have a lot of leftover food in the [...]

Make sure you read the whole post… found at Jason Kelly’s Blog.

look at the 3x.. now imagine 100x!!

Kelly Capital is proud to announce on Friday the 13th the world’s first pair of 100x leveraged ETFs: Kelly Daily Nasdaq 100 Bull 100x Shares (SOAR) and Kelly Daily Nasdaq 100 Bear 100x Shares (SINK). The investments seek to replicate, net of expenses, 10,000% of the daily performance of the Nasdaq 100 Index in the case of SOAR, and 10,000% of [...]

I’m becoming a library junkie, but I’m sort of proud of myself for doing so. Hell, up until a few years ago I barely read anything if it wasn’t on a glossy page with Maxim on the cover. Lately I’ve been picking up a TON of finance books and I have to be honest in saying the best one so far has still been “The Wealthy Barber” in terms of opening my eyes to how to save money and grow [...]