All of the mortgage talk lately has gotten me really thinking about investments and my future again. As much as I’d like to think that I’m on the right track and doing well for myself I have to realize that it’s a very long process, and the game isn’t won in a few months or even a few years. It’s a lifetime goal – at the very least a Retirement goal – and that doesn’t come quickly or easily.

I just [...]

Well I received an interesting letter from my mortgage broker last night. He played out (for the first time) a scenario with a 35 year amortization… my first thought was.. are you freaking crazy??? But I believe that it deserves a closer look to see what my best bet would be to achieve my goal of mortgage free within 10 years.

My current mortgage situation is that of a 5.10% interest rate for 2 more years, that said – I if [...]

If you’re one of the lucky people whom end up getting a tax refund year after year, I’ve a question for you.. what do you do with it?

I filed my taxes last week via Netfile, and generally the turnaround for the cheque to come in the mail is around 2 weeks (if I remember well). Originally, and up until today.. I was thinking that the best way thing to do would be to put it on my line of credit, [...]

This is a Sponsored Post written by me on behalf of Coldwell Banker. All opinions are 100% mine.

I remember when I was purchasing my first home (back only 5 years ago this month) – I tried to take advantage of all the tax benefits I could in order to make it as much to my benefit as possible. I did get screwed over with my Mastercard program as they had me enrolled in the ‘First Homebuyers’ incentive program and [...]

Well I honestly thought I had a great thing going.. I was going to continue on doing what I love doing with the photography side-business, and have all these great tax deductions that I could use when it comes to tax time.

No so, says my good accountant buddies.

Unfortunately there is no way to reduce the amount of taxes that I pay on my main BellAliant T-4 (CRAP!). You can understand my confusion.. I was hoping that I could do my [...]