I know tax time is behind us.. but you know, I just found this blog article and decided to write about it. I haven’t written many financial posts lately and this is one that I didn’t want to leave till the last minute.

It’s really a straight forward concept, but I’ve never really thought of it this way.

If somehow you ended up saving, or have $10,000 to contribute to your RRSP – instead of taking the refund (say you’d get [...]

Well I received an interesting letter from my mortgage broker last night. He played out (for the first time) a scenario with a 35 year amortization… my first thought was.. are you freaking crazy??? But I believe that it deserves a closer look to see what my best bet would be to achieve my goal of mortgage free within 10 years.

My current mortgage situation is that of a 5.10% interest rate for 2 more years, that said – I if [...]

If you’re one of the lucky people whom end up getting a tax refund year after year, I’ve a question for you.. what do you do with it?

I filed my taxes last week via Netfile, and generally the turnaround for the cheque to come in the mail is around 2 weeks (if I remember well). Originally, and up until today.. I was thinking that the best way thing to do would be to put it on my line of credit, [...]

I posted back on August 21st that I was looking for a spot to invest my Smith Maneuver money. I think I’ve found it!

I had a few goals that I wanted to achieve with this money when invested.. and the criteria was as follows:

low-risk
low commissions
automatic deductions? Or easy to purchase
dollar cost average
ability to get out at any time

The other day I was browsing the Financial blogs which I subscribe to, and noticed that The Financial Blogger had an article back [...]

Ok, perhaps I was way out in left field when I started the home buyers plan.. but for some reason I always thought when they said ‘repayment’ .. it was actually me putting money back into the RRSP via my income tax return every year. So when I went a few years without seeing any money in any account anywhere.. I wondered what was going on.. was Royal Bank (where the RSP account was held) screwing me over? Where was [...]

As you may or may not know, I am currently employing the SM (Smith Manoevre) on my mortgage and I’m very excited to do so. In my opinion, right now is a great time to invest.. and there is no better way to build wealth then by deploying a leveraged strategy using OPM (Other Peoples Money!).  Again this is my opinion, and one which I know some agree with, and lots don’t agree with. However one thing is [...]