I know tax time is behind us.. but you know, I just found this blog article and decided to write about it. I haven’t written many financial posts lately and this is one that I didn’t want to leave till the last minute. It’s really a straight forward concept, but I’ve never really thought of [...]
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Well I received an interesting letter from my mortgage broker last night. He played out (for the first time) a scenario with a 35 year amortization… my first thought was.. are you freaking crazy??? But I believe that it deserves a closer look to see what my best bet would be to achieve my goal [...]
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If you’re one of the lucky people whom end up getting a tax refund year after year, I’ve a question for you.. what do you do with it? I filed my taxes last week via Netfile, and generally the turnaround for the cheque to come in the mail is around 2 weeks (if I remember [...]
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I posted back on August 21st that I was looking for a spot to invest my Smith Maneuver money. I think I’ve found it! I had a few goals that I wanted to achieve with this money when invested.. and the criteria was as follows: low-risk low commissions automatic deductions? Or easy to purchase dollar [...]
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Ok, perhaps I was way out in left field when I started the home buyers plan.. but for some reason I always thought when they said ‘repayment’ .. it was actually me putting money back into the RRSP via my income tax return every year. So when I went a few years without seeing any [...]
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As you may or may not know, I am currently employing the SM (Smith Manoevre) on my mortgage and I’m very excited to do so. In my opinion, right now is a great time to invest.. and there is no better way to build wealth then by deploying a leveraged strategy using OPM (Other Peoples [...]
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